Unlock Key Housing Insights Now! 🔑

MACRO-MARKET UPDATE

What’s Happening Nationally — And Why It Matters to You

As we move deeper into 2025, national economic trends are making waves that directly affect the housing market—and your real estate decisions. Whether you're buying, selling, or just staying informed, here’s what you need to know:

📉 Mortgage Rates Are Still Making Headlines

After sharp increases in 2023 and early 2024, mortgage rates have finally begun to stabilize, with the Federal Reserve signaling fewer rate hikes in the months ahead. While rates remain higher than they were in 2021, they’re expected to gradually soften as inflation eases.

Why It Matters:
Higher rates can mean higher monthly payments, but they also tend to cool down price growth—creating more balanced opportunities for buyers. If you’re waiting for rates to fall, staying pre-approved keeps you ready to act fast when the right home appears.

📊 Inventory Is Still Low, But Slowly Rising

Nationally, housing inventory is climbing—though it’s still not where it was pre-2020. Many homeowners are holding onto their low-rate mortgages, but new construction and more sellers are entering the market.

Why It Matters:
Low supply keeps competition strong, especially in hot markets like East Tennessee and the Upper Cumberland. But more options are on the way. Partnering with a local expert helps you find hidden gems before others do.

💵 Home Prices Are Stabilizing (But Still Climbing in the South)

While some areas of the country are seeing flat or slightly declining prices, Southern states—like Tennessee—are holding steady or increasing. Strong demand and economic growth across our state keep home values resilient.

Why It Matters:
If you’re thinking of selling your home, now is still a strong time to list—especially before competition increases in the summer market. Buyers should be prepared for competitive offers but can take advantage of price stability and long-term equity gains.

Meet Corey, our passionate and knowledgeable in-house mortgage officer. Here’s here for all of your mortgage questions!

Here are properties that have recently dropped in price in Middle TN. We update this list DAILY to keep you informed.

Meet Corey, our passionate and knowledgeable in-house mortgage officer. Here’s here for all of your mortgage questions!

Are you in search of a property in Middle or East Tennessee with over 5 acres of land or a budget of under $400k? Look no further! We have meticulously curated lists that are updated daily, making the process of finding your dream home even easier.

Meet Corey, our passionate and knowledgeable in-house mortgage officer. Here’s here for all of your mortgage questions!