Unwrap Your Market Update Now!

In this newsletter, you’ll find:

• HOT Market Update 📈

• Sneak a peek 👀😍

• 😱Prices are DROPPING

• THESE Homes are UNDER $400K?!?

• 📊 New Market Shifts Just Revealed

• Cookeville’s Upcoming Events 😍

Meet Corey, our passionate and knowledgeable in-house mortgage officer. Here’s here for all of your mortgage questions!

At Union Home Mortgage, we understand that every homebuyer’s journey is unique. That’s why we offer a diverse array of loan options tailored to meet your specific needs:

• Conventional Loans: Perfect for those with strong credit, these loans offer flexibility and competitive rates for your next home purchase or refinance.

• FHA Loans: Designed for first-time buyers or those with less-than-perfect credit, FHA loans feature lower down payment requirements to make homeownership more accessible.

• VA Loans: Honoring our veterans and active-duty service members, these loans provide favorable terms, often with no down payment or private mortgage insurance.

• USDA Loans: Ideal for rural homebuyers, these loans offer 100% financing to support homeownership in eligible areas.

• Refinancing: Looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity? Our refinancing options are designed to fit your financial goals.

• Rehab Loans: For those eyeing a fixer-upper, our rehab loans, including the FHA 203K, help you finance both the purchase and renovations in one convenient package.

• New Home Construction Loans: Building your dream home from the ground up? We’ll provide the financing and support to bring your vision to life.

Our commitment goes beyond simply providing a mortgage. At Union Home Mortgage, we’re driven by our mantra, Promises Kept™, ensuring that we stand by what we say and exceed expectations with what we do. Our personalized service sets us apart—our loan officers work tirelessly to keep you informed and supported from application to closing and beyond. With over $5 billion in annual lending volume, we’ve helped hundreds of thousands of customers navigate the homebuying process with ease and confidence

Sneak a Peek Inside This BEAUTIFUL Unique Home!

Tucked amongst the mature pines, you’ll find your dream retreat! Paved roads of Hawks Bluff lead you to a private, grand entrance, welcoming you to this stunning multi-level home overlooking unobstructed bluff views. Utilize stairs to the main level or elevator, providing convenience for everyone. Main level features vaulted ceilings, floor to ceiling statement windows, access to the screened in sunroom & open decks, an entertaining kitchen equipped w/ new stove, like-new dishwasher, s/s apps, granite countertops, & soft close cabinetry. 

Curious to see more?👇👀

Here are properties that have recently dropped in price in Middle TN. We update this list DAILY to keep you informed.

Renting VS. Buying

Deciding whether to rent or buy a home is one of the biggest financial choices you’ll make. With the Tennessee housing market constantly evolving, many people wonder if buying a home is the right move or if renting is the better option. Whether you're looking in Cookeville, Crossville, or anywhere in the Upper Cumberland, understanding the pros and cons of each can help you make the best decision for your lifestyle and budget.

The Benefits of Buying a Home in Tennessee

1. Building Equity Over Time
   One of the biggest advantages of buying a home is that you’re investing in your future. Every mortgage payment helps you build equity, which can increase your wealth over time. Unlike rent, which is money you’ll never get back, homeownership allows you to grow your net worth as your property appreciates in value.

2. Stability and Control
   When you buy a home, you don’t have to worry about. . .

Are you in search of a property in Middle Tennessee with over 5 acres of land or a budget of under $400k? Look no further! We have meticulously curated lists that are updated daily, making the process of finding your dream home even easier.

Whether you're looking for weekend plans, community events, or just something fun to do, Hip Cookeville has you covered! Check it out and start planning your next adventure!

Meet Corey, our passionate and knowledgeable in-house mortgage officer. Here’s here for all of your mortgage questions!